<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Homepage -->
  <url>
    <loc>https://shahpandyaandassociates.in/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- About page -->
  <url>
    <loc>https://shahpandyaandassociates.in/about</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Services listing page -->
  <url>
    <loc>https://shahpandyaandassociates.in/services</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Individual service pages -->
  <url>
    <loc>https://shahpandyaandassociates.in/services/income-tax</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://shahpandyaandassociates.in/services/gst</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://shahpandyaandassociates.in/services/tds</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://shahpandyaandassociates.in/services/financial</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://shahpandyaandassociates.in/services/corporate-consultancy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://shahpandyaandassociates.in/services/audit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Contact page -->
  <url>
    <loc>https://shahpandyaandassociates.in/contact</loc>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- SIP Calculator tool -->
  <url>
    <loc>https://shahpandyaandassociates.in/sip-calculator</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

</urlset>
